Exploring Cash Transfer to Jan Dhan Accounts as COVID-19 Response

The COVID-19 lockdown in a country like India has diverse consequences. Economic activity has come to a standstill. The daily wage labourers and workers (a large majority of whom are migrants) are left without any means to support their regular sustenance. According to the World Bank, the nationwide lockdown in India has impacted nearly 40 million internal migrants.

The Finance Minister of India Nirmala Sitharaman announced that all women account holders under the Pradhan Mantri Jan Dhan Yojana (PMJDY) would receive cash transfers of INR 500 every month, for three months (April, May, June). As is common with various other cash transfer programmes, in this case too there were numerous concerns reported regarding accessing this meagre cash benefit amidst prevailing lockdown scenario.

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